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Welcome to Louis Phones!

Have you ever tried applying for a mobile contract before but ended up getting rejected because of poor credit rating? Are you stuck with PAYG and sick of having to purchase your credits time and again? If you came here looking for a solution to your problems, then you made the right decision! Louis Phones is here to search for suitable mobile deals for you regardless of your credit score, FREE of charge! Just fill out our 30-second form in order to get started!

Get Approved for Bad Credit Mobile Phones Today!

What We Do

Louis Phones scours the web for the latest mobile contract offers in the market. We compare all the deals available so you don’t have to do the research yourself, which you know can be very time consuming.

We work with the major network providers in the UK like ContractPhones101. Contrary to popular belief, you don’t need to settle with lesser known networks just to qualify for a mobile contract when you have bad credit, because even the best providers have them. All you need is to know where to look for, and that’s where we come in! We know exactly where to find bad credit mobile phone deals, and lay out the available options for you to choose from.

Why Apply for a Mobile Contract?

There could be a number of reasons why people prefer mobile contracts over PAYG, and most of the time, these reasons are quite the same for everyone. For one, people find it very inconvenient to buy their credits over and over, and extremely annoying to have an important call cut off. Another thing, a mobile contract lets you obtain a new phone without breaking the bank, because it allows for subsidised payments for the device, which is spread for over a period of 18 to 24 months.

How to Secure Application Approval?

We can never provide a 100% guarantee with regards to your application. In fact, no else can or should promise that you will be accepted. However, because we know the ins and outs of the process, we can predict the outcome of your application and give you the most honest advice as to what you can or cannot do to prevent disapproval. That said, here are some tips you can follow in order to increase your chances of qualifying for bad credit mobile phones.

Avoid Expensive Devices

High-end devices translate to higher monthly bills, and higher risk of application disapproval. This is because most network providers require applicants to have stellar credit ratings if they intend to apply for the top phones in the market such as the iPhone or Galaxy.

Consider SIM Only Deals

As the term implies, SIM only deals are contracts without any handsets included. This means you are only given a SIM card from the network of your choosing and you are free to use it under a postpaid subscription. Because there’s no device included and tariffs are much cheaper, providers are much willing to approve applicants even with less than perfect credit.

Pay Off Other Debts

One of the most common reasons applicants are rejected is when lenders see tons of other obligations. This can raise doubts with regards to the applicant’s ability to meet the monthly mobile payments. To avoid this from happening, make sure to reduce your existing debts to your other creditors.

Take a Break

If everything else you did failed, perhaps the only thing that is left to do is wait. If you just recently applied and got rejected, don’t plan on your next application immediately. Rather, put an effort towards improving your credit standing – reduce your balances, pay your bills on time, and dispute errors on your credit report – and then wait for at least a few months before you reapply. Who knows, you might even get a better deal by then!

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